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Cash Advances

The different types of cash advances available should give you a glimpse of where your needs will be met. Different cash advances cater to different demands, and the great Kong comes in many shapes and sizes.

Cash Advances - Rainbow Kong

How many cash advances does it take to fix a light bulb? Trick question! Cash Kong smashes all light bulbs and destroys all glass products with his falsetto blast within a million mile raduis! Roar! The glass shards rocket out from their round forms and reflect the great miasma of cash advances left strewn upon the jungle floor. There are many varying opportunities for your need for fast, reliable cash advances, and only Cash Kong is big enough to show you all of them from his great towering height.

The many forms of cash advances

Depending upon your financial need - how much and how fast you actually need it - there are cash advances designed to help you:

  • for the absolute fastest form of cash advance, use your credit card at an ATM. This is the only purely instant form of cash advance, yet also the most expensive. Fees are usually about $0 - $60 per transaction, and the amount is limited by your credit card and the ATM itself. You wont get much, but you will get it fast and you will have your cash advances as cash in hand.
  • Payday Loans are the next fastest form of financial aid, and of all they pose the greatest potential for greater debt. using your next paycheck as collateral, a lender will deposit a cash sum into your specified bank account for whatever your needs. Repayment is also via wire transfers, but you have the option to delay repayment and roll over your obligation for another pay cycle. Every time you do this you pay more in fees, and the fees will rise incredibly. This is Cash Kong's favorite of the cash advances because it is the most dangerous one for your financial future.
  • Banks and credit unions will offer unsecured lines of credit of a value much greater than payday loans or ATM transactions, but the applications make these virtually inapplicable to your emergency situations. They require planning, an application that will demand a credit check and for most of us this credit check alone will prove too much. If approved, however, these cash advances are both cheaper and of greater amounts than any other form.

Make the choice for your needs, not Cash Kong's

Just because payday loans are the most advertised option doesn't mean they are the best - don't follow Kong! taking out payday advance because your lender claims they are affordable does not mean they are and does not mean they are designed to help you with your overall financial standing. Cash advances are designed to be emergency resources for desperate times, so you can either prepare for the worst and set up an unsecured line of credit or a savings, or you can rely on Cash Kong's quick witted cousins for your financial aid when you need it.

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